Have you ever wondered how your home protector insurance policy responds to fallen trees and shrubs after a storm? With the storms we endured recently, that’s an important question. If the tree hit an insured structure like your house, then most policies will cover the removal of the fallen tree. But, if the fallen tree doesn’t hit an insured structure, it can be a different story. Generally, home insurance policies do not cover the removal of fallen trees or shrubs if they haven’t hit an insured structure. That is, unless your home owners insurance is with Erie Insurance Group. Customers insured by Erie Insurance in the state of Tennessee have coverage for the expense to remove a fallen tree under Debris Removal After a Loss, which provides up to $1,000 per occurrence with a limit of $500 per tree if the loss is caused by windstorm, hail or weight of ice, snow or sleet even when covered property is not damaged. That’s something to think about before the next storm hits.
1See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for additional information.
Ask a Question Request a Quote